PRIVACY POLICY & TERMS OF CONSENT
Effective Date: 01/01/2026
Website: www.777hwl.com
Company: 777 Health Wealth Legacy
1. Consent to Contact, Telemarketing & TCPA Compliance
BY SUBMITTING ANY FORM ON THIS SITE (INCLUDING QUOTE REQUESTS, APPLICATION FORMS, OR CONTACT FORMS), YOU EXPRESSLY CONSENT AND AGREE TO THE FOLLOWING:
Express Written Consent: Submitting your contact information constitutes your express written signature authorizing [Your Company Name], its licensed insurance agents, and affiliated carriers/partners to contact you at the phone number(s), physical address, and email address provided.
Channels of Communication: You agree that we may contact you via telephone calls, artificial voice/pre-recorded messages, automated dialing technology (autodialers), SMS/MMS text messages, and email communications.
Telephone Consumer Protection Act (TCPA) Notice: You acknowledge that consent is given under the Telephone Consumer Protection Act (TCPA) and applicable state laws. Consent is not a condition of purchasing any property, goods, or services.
National Do Not Call Registry Override: Submitting a form creates an established business relationship and explicitly overrides any prior registration on Federal, State, or internal "Do Not Call" (DNC) lists.
Message and Data Rates: Message and data rates from your mobile service carrier may apply to text messages.
2. Email Marketing & Opt-Out
Email Marketing: By providing your email address, you consent to receive marketing emails, promotional offers, newsletters, policy reminders, and educational materials from us.
Opt-Out / Unsubscribe Rights: You may opt out of promotional emails at any time by clicking the "Unsubscribe" link included at the bottom of any marketing email or by sending a request to hello@777hwl.com.
Transactional Messages: Opting out of marketing emails will not stop operational or transactional emails related to an active insurance policy, claim, or quote you specifically requested.
3. Information We Collect
To provide insurance quotes, underwriting, and policy services, we collect:
Personal Identifiers: Name, phone number, email address, physical address, date of birth, driver’s license number, Social Security Number (SSN).
Insurance & Financial Data: Driving records, claims history, property details, vehicle info, health/medical history (if applying for life/health insurance), credit history/score, payment information.
Technical Data: IP addresses, browser types, cookies, geolocation, and site browsing activity.
4. How We Use and Share Your Information
We do not sell personal information for non-insurance purposes. We share data only as needed to perform insurance functions:
Underwriting & Quoting: Shared with insurance carriers, wholesale brokers, managing general agents (MGAs), and rating systems to generate quotes.
Consumer Reporting Agencies: To run credit checks, Motor Vehicle Reports (MVR), and C.L.U.E. loss reports.
Service Providers: Third-party partners assisting with hosting, IT, payment processing, customer management, and communications, under strict confidentiality agreements.
Legal Compliance: Disclosed when required by subpoena, regulatory authority, law enforcement, or to defend legal claims.
5. Limitation of Liability & Hold Harmless (Key Legal Protection)
No Guarantee of Coverage: Submitting a quote request or form on this Site does NOT constitute a bound insurance policy or guarantee coverage. Coverage is only bound when confirmed in writing by an authorized insurance carrier and premium payment is accepted.
Information Accuracy: You are solely responsible for providing accurate, true, and complete information. Providing false or misleading information may void insurance quotes, deny coverage, or result in insurance fraud investigations.
Website Disclaimer: To the maximum extent permitted by law, [Your Company Name] and its officers, directors, employees, and agents shall NOT be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, use of, or inability to use this Site, or any inaccuracies in quotes or insurance information provided.
6. Dispute Resolution, Mandatory Arbitration & Class Action Waiver
Mandatory Binding Arbitration: You agree that any dispute, claim, or controversy arising out of or relating to your use of this Site, communications with us, or this Privacy Policy shall be settled by binding individual arbitration administered by the American Arbitration Association (AAA), rather than in court.
Class Action Waiver: YOU AGREE THAT ALL CLAIMS MUST BE BROUGHT IN YOUR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION, COLLECTIVE ACTION, OR REPRESENTATIVE PROCEEDING.
7. Cookies, Tracking & Third-Party Analytics
We use cookies, web beacons, and third-party analytics (e.g., Google Analytics, Meta Pixel) to track behavior and measure marketing effectiveness. Disabling cookies in your browser settings may limit Site functionality.
8. State-Specific Rights (CCPA / CPRA / State Laws)
Depending on your state of residence, you may have rights to request access to, correction of, or deletion of your personal data. Because insurance companies are subject to statutory record retention laws, certain financial and policy records cannot be deleted upon request.
9. Children's Privacy
This Site is intended for adults aged 18 and older. We do not knowingly collect information from individuals under 18.